NEW YORK TIMES BESTSELLER • “A gem of a novel.”—Jodi Picoult, #1 New York Times bestselling author of A Spark of Light and Small Great ThingsFrom the author of Surprise Me comes an irresistible story of love and empowerment about a young woman with a complicated family, a handsome man who might be “the one,” and an IOU that changes everything.Fixie Farr has always lived by her father’s motto: “Family first.” And since her dad passed away, leaving his charming housewares store